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4652 Hamilton Boulevard | Allentown, Pennsylvania 18103

Allentown, Pennsylvania Bankruptcy Lawyer

Providing solutions to overwhelming debt

Especially in our poor economy, where jobs are unavailable or pay significantly less than they have previously, mounting debt can begin to feel unmanageable and overwhelming. At Lightner Law Offices, PC, I bring the knowledge and skill I ’ve acquired for over 20 years to help you take control of your debt so you can take control of your life. We can help you with:

  • Creditor harassment
  • Foreclosure and keeping your home
  • Lawsuits
  • Sheriff sales
  • Repossessions

Negotiators of debt relief options

At Lightner Law Offices, PC in Allentown, I want what is in your best interest, which is not always bankruptcy. When bankruptcy is not your best option, experienced negotiator Thomas L. Lightner steps in on your behalf to persuade creditors to settle your debt and accept a more reasonable amount.

Experts in debt analysis

At Lightner Law Offices, PC, I truly listen to your needs and thoroughly analyze your case to determine if bankruptcy offers the most effective way to ease your financial burden. We review your debts, income and expenses, and explain the ultimate impact bankruptcy would have on your family, business, home, and future credit. We answer all your questions about the bankruptcy process and the outcomes you should expect. Our compassionate approach to bankruptcy leaves no surprises.

Reprieve through automatic stay

Creditors’ aggressive collection methods unfairly compound the stress of escalating debt. You can put an end to the constant harassing phone calls and letters meant to intimidate you into paying debts you cannot afford. As soon as you file for bankruptcy, creditors must immediately stop collections efforts, including those distressing letters and phone calls. Attorney Thomas L. Lightner deals with your creditors so you can regain your peace of mind.

Your bankruptcy options in Pennsylvania

  • Chapter 7 bankruptcy
    If you and/or your spouse own assets of minimal value, and fall within the income guidelines, Chapter 7 bankruptcy is available to provide relief from your debts. Since many household and personal items are exempt from bankruptcy liquidation, you can make a fresh start with limited disruption to your life.
  • Chapter 11 bankruptcy
    If you own a corporation, partnership or sole proprietorship, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a reorganization plan. The Chapter 11 option helps you escape debt without losing the business you struggled so hard to build.
  • Chapter 13 bankruptcy
    Chapter 13 bankruptcy enables you to prevent your lender from foreclosing on your home. If you and your spouse have substantial incomes, but an unexpected circumstance such as sudden illness, job loss, or divorce has interfered with your ability to pay your debts, Chapter 13 bankruptcy permits you to pay debts over time in smaller amounts while keeping all of your assets protected.

Contact a bankruptcy attorney you can trust

Call Lightner Law Offices, PC at 610-530-9300 or contact us online to schedule your free bankruptcy consultation. Our office is located in Allentown, Pennsylvania.

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Our Office
  • Allentown Office
    4652 Hamilton Boulevard
    Allentown, Pennsylvania 18103
    Phone: 610-530-9300
    Fax: 610-530-9310